Your smile is unlike any other (and that’s a good thing!).
That’s why we’re focused on providing dental insurance coverage that’s affordable, easy to buy and simple to use. Whether you need a health care marketplace plan or a traditional Dentegra Basic plan, we’ve got it right here. It’s all the good stuff – plus a top-notch network of dentists.
Basic Plan
Our Basic Plan offers the basic, diagnostic and preventive benefits most people are asking for. This plan is a solid value that gives you access to our large network of excellent dentists. Learn more >
Health Care Marketplace Plans
Our health care marketplace plans offer individuals value without sacrificing benefits. Find out what kind of Dentegra PPO coverage is available on your state or federal exchange. Learn more >
Dentegra dental insurance costs in perspective: it really is a good deal
You’re a smart person: you made it this far, which means you’re considering getting dental insurance and you’re trying to be sure it makes sense for you. You’re doing the math to see if the benefits and cost balance out, or if it makes more sense to take your chances and pay out of pocket if something unexpected comes up. Fair enough.
Take a look at “Why Dental Insurance" and you’ll see how the Dentegra Basic Plan can save you up to $160/year compared with paying out-of-pocket for the dental services most people would use in a year.
With all the buzz around rising insurance costs, it’s easy to lump dental insurance in with everything else and assume it’s all overpriced. There are some big differences though: with medical insurance the potential downside is so expensive that almost nobody can afford the risk of not being insured; and because it’s so focused on this “worst case scenario,” medical insurance premiums can be really high as a result. While medical coverage focuses more on treatment, dental coverage is mostly about prevention. Keeping your mouth in good shape holds costs down and makes dental insurance more affordable. While medical insurance costs have risen over 114% in the past 10 years1, dental insurance costs have risen much more slowly2. While the average cost of medical insurance now tops $15,000 per year3, Dentegra’s Basic Plan for dental insurance costs on average less than $400 per year. We’re not even playing in the same league.
Taking all that into account, let’s see how inflation has affected so many of our life “essentials” and how they stack up against the excellent value of Dentegra dental insurance:
Sources:
1 Aon Spring Trend Survey, 2009.
2 Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2000–2010.
3 “Same Old Story: Health Insurance Premiums Soar, Yet Again,” TIME Moneyland, September 28, 2011, accessed September 20, 2012, http://moneyland.time.com/2011/09/28/same-old-story-health-insurance-premiums-soar-yet-again/
4 “How Much You Spend Each Year on Coffee, Gas, Christmas, Pets, Beer, and More,” TIME Moneyland, January 23, 2012, accessed September 20, 2012, http://moneyland.time.com/2012/01/23/how-much-you-spend-each-year-on-coffee-gas-christmas-pets-beer-and-more/
5 Dentegra Basic Plan dental insurance average annual cost across all regions
Recommend Your Dentist for Dentegra
Let us know if your current dentist is not in the Dentegra network. We’ll provide him or her with great reasons to join Dentegra. Simply email your dentist’s name, address and phone number to us, or use this handy form (be sure to download it first, then fill it out, save it and attach it to your email).